Consistent returns through uncertain times
In an era of economic volatility and market uncertainty, investment opportunities that provide consistent returns can be hard to come by.
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In an era of economic volatility and market uncertainty, investment opportunities that provide consistent returns can be hard to come by. Local company First Mortgage Trust (FMT) shares strategies that have managed to achieve this for more than 27 years.
With their conservative investment strategy and stringent lending requirements, FMT has not only weathered the storms but has also managed to consecutively increase its investment return rate over the past five quarters and is anticipating further increases.
“In our 27 years no FMT investor has ever lost a cent of capital, even during the GFC and, more recently, the Covid-19 pandemic,” says CEO Paul Bendall.
This accomplishment is a testament to FMT’s disciplined approach, their risk management strategy, the expertise of their team, their local property market knowledge and their commitment to the preservation of investor capital.
“We know these are uncertain times and people are cautious, especially when it comes to investing and deciding what to do with their nest egg and savings,” says Paul. “Living costs and inflation are high and this can be hard for savers. We understand this and that’s why we are pleased to have been able to deliver increased investment returns for the last five quarters, and because of our consistent investment returns and the peace of mind we provide we’ve seen many of our investors invest more with us and recommend us to their friends and family.”
How FMT works
Investors invest in either the First Mortgage Trust Group Investment
Fund or the First Mortgage PIE Trust, then FMT lends the money out to Kiwis seeking property finance. FMT differs from some other investments as both funds are trusts. The trust structure means each fund is supervised by an independent supervisor. The supervisor plays an integral role in the governance of FMT and they have oversight of lending decisions.
“This gives our investors confidence that their money is being managed
well,“ says Paul. “The money our clients invest with us helps New Zealanders achieve their property related goals. It builds homes, businesses and it helps shape communities. In return we are able to provide a stable return to our investors to help them achieve their investment goals.”
Increased investment return rate
FMT has showcased its expertise in wealth protection and generation by progressively increasing its investment return rate. Their March 2023 quarterly rate was a pre-tax return rate of 6.61 percent (annualised), which was well received by investors.
Past performance is not a reliable indicator of future performance.
First Mortgage Managers Limited, the manager of the First Mortgage Trust Group Investment Fund and the First Mortgage PIE Trust, is licensed under the Financial Markets Conduct Act 2013 as a manager of registered schemes and is not a registered bank under the Banking (Prudential Supervision) Act 1989. Professional investment advice should be taken before making an investment.
Product Disclosure Statements are available at fmt.co.nz
Cloud Nine on Welcome Bay
You’ll never be so thrilled to get to the end of the road as when you’re viewing this magnificent outlook.
You’ll never be so thrilled to get to the end of the road as
when you’re viewing this magnificent outlook.
Words Jo Ferris
When it comes to views, Tauranga boasts among the most spectacular scenery. It’s all about perspective - whether you prefer being up close and personal, or above it all on cloud nine.
Welcome Bay is blessed with an extraordinary panorama, thanks to its north-facing outlook over Tauranga city, harbour and ocean vistas. The higher into the hinterland you go, the more exquisite the view becomes – and more peaceful.
Nestled into the hillside, just below the Waitaha Road ridge line, this home commands a magnificent outlook that stretches from Motiti Island to Coromandel. To enjoy Pāpāmoa sunrises and sunsets over the Kaimais, you need simply stroll to the top of the hill behind and stand in awe. The panorama not only catapults to another level, it pans right around to the hills behind Oropi and beyond.
The serenity is bliss – more so, learning the dedication to this property’s creation. What began as a significant block of farmland, was carefully carved by these vendors into a boutique enclave of 12 lifestyle properties. Their home sits above it all – removed from close proximity to neighbours below; and cherishing idyllic privacy.
Sheltered from prevailing winds, thanks to the way this home cuts into the hillside, it stands alone. With the hill plateau behind and gardens sloping down into grazing below, nature underpins the serenity here. This address is literally the end of the road.
The home is testament to sustainability and longevity. Constructed from imported aerated concrete blocks, the exterior walls are 250mm thick, interior walls are 175mm. A hushed, insulated ambience is in tune with the tranquillity outside.
Innovation flows throughout the home, in ways that ensure the view is always centre of attention. Apart from one bedroom and the intimate TV snug with its wood burner, every room embraces the postcard scenery. Polished concrete flooring is aesthetically beautiful and functional. While harnessing the sun’s warmth, there’s also a gas fire for mood. Double-sided, it serves the living area on one side and instils romance to the master bedroom next door.
Bathroom indulgence also embraces the astonishing scenery. No need for frosted windows here. Picture windows ensure bath relaxation savours the stars and Tauranga’s twinkling lights at night – both in the master ensuite and guest ensuite.
Outdoor intimacy is integral to this home’s subtle ambience. Decking extends its full length to connect with every room. The master bedroom
might boast its own fire. But few bedrooms can claim a lap pool outside their door; as the ensuite guest room enjoys. When it comes to alfresco entertaining however, this aspect takes a more secluded approach.
Stepping out from the living area, this outdoor zone combines sheltered alfresco dining around an open fire with a spacious setting that curves into the hillside. Rockeries and gardens embrace this corner within nature, before stepping up to the hill behind. The forethought here points to an understanding of nature, the elements and how to connect with the environment; not dominate it.
Careful to ensure this enclave preserved nature, the vendors created something special in this hillside retreat. Their decision to now put their own home on the market hasn’t been taken lightly. It’s time to step back and create a smaller haven. They have made sure nothing else can split up what they developed in this hillside enclave. That assurance is something to appreciate well into the future. Standing on the hilltop here - gazing down and out to all that sits below - that’s something to cherish. Cloud nine is hard to find.
332 Waitaha Road, Welcome Bay
Culture shock
Will Johnston has a solution for one of the Tauranga CBD’s problems, and he’s practically giving it away.
Will Johnston has a solution for one of the Tauranga CBD’s problems, and he’s practically giving it away.
It’s fair to say that I was excited to go to Hamilton. That’s not usually a sentence that comes out of my mouth. Cold and foggy isn’t my cuppa. However, this time, Hamilton was going to be different.
It was at Spark Arena in Auckland, and it’s the musical about Alexander Hamilton that’s taken over the theatre world since its first performance in 2015. My wife is a huge musical theatre fan, so this was a must for her and, by association, me. Don’t get me wrong, I like a musical as much as the next 39-year-old musically untalented guy. But mid-show when I noticed my forearm was wet from the tears of joy and sorrow emanating from my wife’s face, I realised I was not at her level of enthusiasm/hysteria. Bless.
But the thing that really struck me while we had our baby-free weekend in Auckland was that we are lacking a vibe in Tauranga.
There’s a buzz in Auckland (if you tell an Aucklander I said that, I’ll deny it). Maybe it’s more people, maybe it’s bigger buildings, maybe it’s just traffic (though we have that in spades here – amiright)? Or maybe it’s the fact that businesses are actually open and operating at night – not just food and booze businesses, either.
I hear the same old argument about Tauranga not being big enough to support opening at night, or even support half of the businesses during the regular shopping hours. But rather than just complaining – as I’m prone to do as I sink into my late-30s role of dad jokes and loathing of bad parking – I have a solution!
All I ask for this fix is a humble working week’s worth of fees that the Tauranga commissioners charge per day of work each. $1,500 each x 5 work days = $7,500. I know, generous of me, right? I’m not even charging the chair’s fee of $1,800 per day. Which I would be totally justified to do as I am quite clearly the chairman of my own board.
So here it is: Whack it on the rates, mate!
Every residential ratepayer gets an allowance built into their rates that must be spent on tickets to shows/events every year. If you don’t spend it, it gets divided up as an annual cash payment among all businesses/organisations in the CBD that would benefit from an entire theatre of people coming to town before/after a show.
Worst-case scenario for the ratepayer: You get to go to a bunch of shows a year, expand your horizons, and fill the CBD with reasons for businesses to operate there. Worst-case scenario for a business/organisation: They get a sweet cash payment at the end of every year to keep the doors open/pay their staff and reinvest into their business to make the CBD a more attractive place to socialise for the ratepayer.
Now, who do I invoice for this idea?
All this aside… It worries me that I’ve mentioned rates AND went to Auckland and enjoyed myself. Who have I become? Middle-aged?!
In the ‘hood
Kids can have big emotions. Simple self-care for parents helps find and lend kids our calm.
Kids can have big emotions. Simple self-care for parents
helps find and lend kids our calm.
Words Holly Brooker, Parenting Place
Parenthood is an incredibly fulfilling, beautiful journey, but it can also be one of the most challenging experiences. During times of high stress, it’s important we care for ourselves and build our own reserves so we can manage the stressors we face, and be present to support our tamariki. It’s like the safety message we hear on planes: Put your own oxygen mask on first.
Fitting in self-care
Life as a parent is incredibly busy. But self-care doesn’t have to be the luxe pampering you see on Instagram. It can be the small things, little and often, to achieve balance, like refraining from starting that gripping Netflix series at 10pm. Getting a good balance of fruit and veg (and no, the “grape juice” that goes quite well with Netflix doesn’t count as fruit). Moving your body, even if a daily five-minute walk around the block is all you can manage. Or snatching two minutes of silence during times of high stress to process the triggers you might be feeling.
Creating space for ourselves is an important tool to help ensure we are able to keep calm during periods of stress, so we can provide our kids with the emotional stability and support that they need.
Our kids need self-care too, with a gentle balance of sleep, good food, movement, and play. Consistent routines, exceptions and boundaries increase our child's feelings of safety and security, especially during times of extra stress and uncertainty.
Expect the unexpected
If there is one given in parenting, it’s that our children will have big emotions and big behaviours – often when we least expect it (like when we’re running out the door, already late). Big emotions can make children feel out of control. Children generally express themselves through behaviour rather than words, and sometimes that behaviour can be pretty confronting and loud.
Hence the need to look after ourselves first, so we’re well-resourced to be a cushion for our kids when their big feelings erupt. This is when our kids really need us to help them find their calm – we can lend them some of ours, but only if we can prevent ourselves from having our own emotions triggered by their big feelings.
Pause, reflect, engage
“Pause, reflect, engage” is a simple strategy to help reduce the brain’s threat level, enabling our prefrontal cortex to do the work it was designed to do. It’s particularly helpful if you’re struggling with additional stressors as well.
“Pause” is about stopping and taking a slow, deep breath (or 10!) in a stressful situation. It really is just about breathing. Oxygen is a gift to the brain and nervous system, and a very quick and effective way to calm things down a bit.
When we “reflect”, we gather information about and from ourselves, as well as from our surroundings. We use “reflect” with empathy to notice our thoughts and feelings based on the situation we’re in.
We do this by asking the following questions:
Name the feeling you are experiencing. It might be, “I feel frustrated.” No judgement, just acknowledgement.
Now consider, what might my child be feeling? “They seem to be feeling sad.” Accept where they are at, without judgement. “Those are their feelings, and that's okay.”
Consider the why? “I’m wondering whether I’m feeling so frustrated because they are making me late to work by mucking around?” or “I’m wondering if he could feel sad because I’m getting snappy and grumpy?”
Now we “engage”. Once we have that information, we can use it to better understand ourselves, our kids and the situation, and we can plan of how to move forward together. A simple, sharing conversation could be enough.
“When you and I were arguing before, I noticed that things were getting out of hand. So I just needed to stop and take a breath. When I did, I realised that I was feeling really angry and frustrated. Then I thought, well, maybe you felt angry too, maybe even sad because we were arguing? I don’t like feeling that way and I’m sure you don’t either. I’m sorry that it happened. There must be some way we can work this out. Let’s give it a go.”
This simple process of understanding our triggers and emotions, as well as our kids, and sharing these through conversation can provide a healthy process of connection.
Our children’s behaviours can be so big and intense that it is difficult to see the emotions underneath. When this happens, we are easily drawn into their emotional turmoil. But if we approach them with an attitude of empathy, compassion and understanding, we show them that their relationship with us is more important than their challenging behaviour. It might be a work in progress, but it’s always progress when you're moving toward connection at the forefront.
The little store making a big difference
Katoa is a place where local youth can learn career skills to help them thrive.
Katoa is a place where local youth can learn career skills to help them thrive.
Words Catherine Sylvester
Photos Jahl Marshall
Stepping through the doors of Katoa in beautiful Mount Maunganui, you’re met with all the hallmarks of a humming café. Happy chat and laughter bubble up from the young staff behind the counter, where a delicious array of smoothies are on offer.
Look a little closer, and you’ll soon discover Katoa is a smoothie bar with a twist – and a greater purpose. Opened last November by The Get Group, it exists to provide a space in which young people are trained with the skills needed to work in customer service, and to also house the Group’s not-for-profit Little Heroes Project.
The Get Group was launched in 2015 by friends Angela Spice-Ridley and Noeline (Noels) Cook, who met while working in adult education. The organisation seeks to provide training in basic career skills to those for whom school is not a natural or easy fit.
“We started by going into schools to run workshops,” explains Angela. “Practical things like barista skills, horticulture, food safety, customer service and interview techniques.”
The pair’s experience working in adult education meant they were able to identify certain gaps that young people were encountering. They realised that filling those gaps would be their mission.
“Noels and I have a passion for young people and love their energy. They have so much to offer,” says Angela, smiling. “We hear a lot that young people don’t know how to work, but have they been taught to? We felt they were getting a bit of a raw deal and wanted to change that.”
The Get Group employs young people to work in all areas of the business. They teach workshops, run school holiday programmes, operate the Katoa Food Truck, and work in the café. They’re also encouraged to give back to the community and are given time off yearly to do so.
It was through one of these altruistic initiatives that the Little Heroes Project came to be. Encouraged to find ways that were meaningful to them and would benefit others, one young wahine chose to help teen mothers by creating and gifting care packages. From the beauty of those small beginnings, something even bigger was born.
A call to the community for donations for these packages resulted in an overwhelming response. The collection and distribution of goods on a larger scale was enough to warrant the Project registering as a charitable trust that now supports individuals and organisations throughout Aotearoa.
Angela explains the Katoa store allows The Get Group to train and employ young people, and to raise funds for the Little Heroes Project.
“We partner with young entrepreneurs across New Zealand, providing them with a space to showcase and sell their creations,” says Angela. “We also have a range of Katoa merchandise and upcycled clothing for sale, which profit the Little Heroes Project.”
Jorgia Neill first encountered The Get Group when she took their Gateway course while still in high school.
“We were learning interview skills, and afterwards Noels invited me to do some work experience with them,” the 21-year-old says. “I was able to try a bit of everything to see what I would enjoy the most and where I would thrive.”
Fast-forward four years, and Jorgia now manages the head office in Palmerston North.
“It was a shock to be asked to join as I didn’t have much confidence in my abilities,” she explains. “This has built my confidence and helped me grow. It’s also helped me to know my worth in the workforce.”
Noels is keen to point out the beautifully collaborative effort that has gone into ensuring Katoa thrives.
“The biggest thing Angela and I do for each other is to be calm when the other is freaking out,” she says, laughing. “I don’t think I would have survived without her. This venture wouldn’t have got to where it is without it involving the two of us.”
Both women’s husbands are fully committed to the vision, contributing their building and business skills to projects.
Noels sums it all up with a smile: “When all is said and done, it is our incredible team of young people that makes it worth getting up every day and keeping it all going.”
katoa.org.nz
Thriving together
Tauranga Business Chamber’s chief executive Matt Cowley says owners of local businesses big and small benefit from support, collaboration and networking opportunities.
Tauranga Business Chamber’s chief executive Matt Cowley says owners of local businesses big and small benefit from support, collaboration and networking opportunities.
Leading an organisation can be a lonely position. It’s easy to feel the weight of the entire business on your shoulders as you carry ultimate responsibility for the finances, marketing, human resources, administration and operations.
It can be a massive relief to meet people in similar roles; to share problems and help each other discover new solutions.
Our lives feel like they’re only getting busier, so it can be challenging to find time to connect with other business owners and leaders. However, times are extra tough for businesses right now – and that connection has never been more vital.
I encourage you, if you’re feeling the strain, to prioritise connection.
Tauranga Business Chamber connects with hundreds of business leaders across all industry sectors on any given month. As the region’s business hub and champion, it’s a great place to start.
We hold several events a month, covering a range of networking opportunities and leadership conversations with industry and political decision-makers. We also provide targeted forums like our Business Women’s Network and LINKT – Young People in Business.
We also help keep you up to date with the latest trends, legislation changes, and new business support offerings, as well as what’s happening across the Western Bay business community.
An incredibly effective way to build rapport with people quickly is by offering help without strings attached, sharing experiences, and welcoming them into your network.
You can do this by meeting like-minded people at our events, or by sharing your expertise through our trusted communication channels.
We have recently made membership more affordable and accessible to business owners and leaders, allowing you to choose the level you want to engage with us. Our entry-level membership is less than $270 per year and comes with a host of benefits – perfect for small and new businesses.
As a larger business, membership showcases your corporate citizenship and helps the next generation of businesses. You’re also supporting the Chamber to be a strong, independent voice of business as we advocate for better outcomes for local businesses.
It’s time to come together, support one another, and ensure the Western Bay’s dynamic business ecosystem continues to thrive through the economic turbulence heading our way.
Nostalgia and nature
A little bit of domestic bliss awaits in this magical corner of Te Puna.
A little bit of domestic bliss awaits in this magical corner of Te Puna
Words Jo Ferris
Tauranga Harbour is home to some extraordinary properties – but perhaps none so remarkable as this magical corner on a small inlet near the end of a sought-after Te Puna peninsula.
As Wallace Road veers off Snodgrass Road to head down to Waitui Reserve and its public harbour access, this home nestles elevated on a secluded waterfront of its own. Relaxing outside – enjoying a seamless gaze through trees to the water – the enchantment here touches the soul. Birdlife and birdsong are constant companions, thanks to the extent of trees and flowering specimens that adorn this garden. Dappled lighting filters through branches and leaves of the trees that fringe the water. Its gentle sound is the background to calmness.
Waterfront is one thing, but this has the sense of a private lake – shared by a small enclave of like-minded neighbours – and rarely visited by outsiders. Here you can launch the kayak and paddle out to the harbour and open-air freedom. Or, you can simply cherish the seclusion and serenity of this exquisite inlet.
Like the garden, this home has matured and adapted over its lifetime. What started as a simple country cottage decades ago, has undergone several transformations. It has been extended, renovated and upgraded.
Yet never has this home forgotten its roots and the natural simplicity dating back before the 60s.
Wooden joinery throughout extols the appeal of natural timber inside – hinges and latches all in tune with the era. Modern additions like bi-fold and French doors in the living area were crafted to match the original joinery. This home is a brilliant blend of yesterday and today. Bespoke styling in the kitchen instils nature’s subtle tones with a farmhouse nuance. But the contemporary design ensures its focus on entertaining. The barstool island is a natural drawcard, while the map of the world on a feature wall is a conversation piece to test geographic knowledge during dinner parties.
The seamless link with the loggia is the overriding element of this central hub, however. That enchanting view of the garden to the water is a magnet. You simply cannot get enough of it. Understandably, this loggia was built to scale to take full advantage of this outdoor haven and its connection with nature.
Moods change in the lounge. Timber flooring changes to carpet and a more intimate tone is introduced with the darker richness that surrounds the open fire and wood-stack alcove. Gabled ceilings and exposed beams add another point of difference. And this is one of the home’s outstanding features – its numerous points of difference.
Bedrooms are personalised, bathrooms have individual attention; even the separate guest suite enjoys its own personality. Sitting as an adjunct to the garage, it’s an invitation for friends to stay over and enjoy privacy. Thoughts of boutique accommodation hosting are obvious, as well. Who wouldn’t want to come and stay here and lose themselves in this soothing sanctuary? Or this space could serve as a beautiful work-from-home environment (suitable for clients/customers to visit if required).
An air of mystery surrounds this home from the road. Sitting on a bend, it disguises the size of the garden behind the fencing and hedging. A stained-glass door and bullnose verandah hint at this home’s nostalgia. But it’s not until the amble around the back arrives at the magical waterfront setting that this property’s true essence is unveiled.
Gardens change with the seasons; wildlife comes and goes. Beneath it
all, this home’s spell remains constant. Homes within this Te Puna corner don’t come to the market that often. Sitting amid all this serenity, it’s easy to see why. It’s a rare opportunity to join the neighbourhood and share the magic that lives within this special corner of the world.
58 Wallace Road, Te Puna
Timeless seclusion
Soak up the privacy along with the waterfront scenery in this modern take on the traditional villa.
Soak up the privacy along with the waterfront scenery in this modern take on the traditional villa.
Words Jo Ferris
Taking the colonial character of villas from the past, this home combines the luxury and comfort of a modern build in ways that will retain its enduring grace for years to come.
Architecturally designed, the home was completed in 2009 and remains a testament to the vision of this peaceful setting on Tauranga Harbour. Nestled in a secluded waterfront corner just outside Katikati, the home enjoys complete privacy – lost within the freedom of this prime horticultural area.
A small avocado orchard and numerous edible plantings are natural additions to the lifestyle on offer here. But it’s the home and the serenity that gives this property purpose. The familiar lines that define colonial villas are emphasised immediately, thanks to the vast wrap-around verandahs. These follow the sun and extend private settings off bedrooms and living areas right around the house.
It begins with a café serving from the kitchen window into a quiet corner, before wrapping around the home to the main event and that waterfront scenery. Sheltered settings step down into the full sun and out into the garden where a firepit circle beckons to toast sunset. Towering palms and manicured gardens immerse this home within nature in ways that ensure all rooms savour the sun and scenery.
Four bedrooms all have the personal luxury of an ensuite – an aspect which enhances the potential to consider a possible commercial venture with boutique home hosting. Three bedrooms also enjoy French door access to the verandah, out to the garden and nature down by the water.
Mindful of the colonial influence, the attention to detail is to be admired. Colonial-styled wooden joinery throughout features traditional
brass hardware. Sash windows hark back to a different point in time, while parquet flooring in the foyer and kitchen also pays homage to the
age of craftsmanship.
The bespoke kitchen cleverly blends the appeal of a farmhouse design with the contemporary tone of sleek finish. Its ability to serve areas outside and indoors for both casual and formal dining makes entertaining a pleasure. Function and flow move easily from the family hub to the quieter mood by the fire in the lounge, or outdoors to alfresco areas. A well-placed spa is another invitation that enhances the leisure and relaxation here.
Finesse is clearly evident everywhere in this home. It’s what’s not seen that accentuates the vision behind its creation. A geothermal bore provides hot water for circulation in the home’s hydronic underfloor heating. This network extends throughout the entire home – excluding only the garage. Yet, even in this area, forethought has considered another option. Connected to the house via a verandah and with a sheltered patio of its own, this garage contains a large laundry, powder room and storage area. This is plumbed to allow possible conversion for a studio or separate accommodation, perhaps.
Additional features include several extras. A new fridge/freezer in the kitchen, TVs in the kitchen, lounge and bedroom, along with a Bosch washing/dryer machine. The spa pool stays, as does the fire pit, the ride-on mower; among other built-in features in the home and garage. Immaculate care of this home has kept pace, with a new dishwasher, plus a new solar/electric hot water cylinder with 10-year warranty.
Tranquillity underlines the very essence of this property. The home and grounds soothe the soul. Either wandering around the gardens, or strolling amid the avocado orchard, time here isn’t governed by a clock. Buffered from neighbouring properties, there is a sense of complete seclusion here. Water, scenery and sun feed the soul – what more could you ask for?
55 Pukakura Road, Katikati
Through the lens of giving
Colour, candour and compassion are three hallmarks of the stunning images featured in Acorn Foundation’s recent 20th birthday commemorative photographic exhibition, presented in partnership with UNO.
Colour, candour and compassion are three hallmarks of the stunning images featured in Acorn Foundation’s recent 20th birthday commemorative photographic exhibition, presented in partnership with UNO Magazine
Photos Alan Gibson
Shifting the focus to those deserving of support has always been at the forefront of Acorn Foundation’s mahi. Their recent 20th birthday celebration was true to form, showcasing the extraordinary generosity of Acorn’s donors and the lasting impact of their gifts on the local community. In partnership with UNO and our award-winning photographer, Alan Gibson, a stunning photographic exhibition was unveiled in the heart of Tauranga on April 4.
The exhibition, Enduring Connections, featured 18 of the more than 290 charitable groups in the Western Bay of Plenty who have received funding from Acorn. Spanning organisations focussed on the arts, environment, youth, food insecurity, homelessness, health, diversity and more, these images acknowledge in a visually impactful way the enduring difference Acorn donors seek to make, and the enduring support Acorn is then able to extend to the region.
The Acorn Foundation was established back in 2003 by their inaugural chair, Bill Holland, with the support of a group of committed trustees. Acorn is now one of 17 community foundations in New Zealand that use a smarter giving model that involves pooling and collectively investing donors’ funds. The capital in the fund remains intact, while a portion of the income is distributed annually to the local community. Using this method means that Acorn’s donors can support causes close to their hearts, forever.
The Edna Brown Fund was Acorn’s first donation. Upon Edna’s death in 2001, she left $67,000 for the benefit of the community. When Acorn was founded two years later, her trustees thought that the foundation would be the perfect place for Edna’s gift. After 20 years, Acorn has given away more than $89,000 from Edna’s fund to support local charitable organisations. Her fund value is now $91,000, and is a perfect example of the community foundation model. The Acorn team know that Edna would be absolutely thrilled.
In 2023, over 430 donor funds – and more than 600 donors overall – support the community in all sorts of ways. Thanks to these generous donors, Acorn has now reached $60 million in funds under management that are invested with Craigs Investment Partners. More than $13 million overall has been distributed to nearly 300 worthy causes in the Western Bay of Plenty and other areas important to Acorn’s donors.
The Acorn team has a tremendous belief in the power of community foundations and the enduring difference that Acorn can make in this region. Understanding that overseas community foundations are over 100 years old, they know that Acorn’s story is just beginning.
Tech testing corner
Karl Puschmann tries out the latest and greatest gadgets.
Karl Puschmann tries out the latest
and greatest gadgets.
PSVR 2
As the name suggests, this is PlayStation’s second go at VR, and it's vastly improved. While the design looks similar, it's been totally redesigned. I found the new headset lighter, more comfortable to wear and easier to take on and off. The screens inside are also dramatically better which, when combined with the sheer grunt of the PS5, make for a smoother and more enjoyable experience.
The PSVR 2 is cutting-edge tech and does come with a cutting-edge price, costing more than the required PS5 console itself. It’s certainly not going to be an impulse buy.
But no other gaming experiences come anywhere close to offering the undeniable thrills, realism and sense of complete immersion offered by virtual reality, and the PSVR 2 is one of the easiest user-friendly and powerful ways of joining the VR gaming revolution.
RRP$999.
Samsung Galaxy S23 Ultra
The new flagship phone from Samsung has constantly impressed. It's said the best camera is the one you have with you, and if you have the S23 Ultra, you’ll have the best phone camera currently available with you at all times. Its elegant design features an ultra-wide, two telephoto lenses and a 200-megapixel main camera.
We also liked the customisable always-on display and the stylus tucked away for note-taking or doodling on its absolutely gorgeous screen.
The phone’s also incredibly fast and responsive and easily handled everything I’ve thrown at it. Battery life was also impressive getting me through the day.
Everything about the S23 Ultra feels premium and it certainly earns its Ultra branding.
RRP$2299.
Microsoft Surface 5 Laptop
Windows laptops aren’t renowned for their good looks. With its Surface range, Microsoft has sought to change that reputation by showing what Windows-powered computers and devices can look like. Their new Surface 5 is an exceptionally good-looking laptop. For the past month, UNO’s been testing the flagship 16-inch model. The 14-inch comes in a range of stylish colours, but our review unit was a stealthy black augmented with a mirrored Windows logo on the front. Very classy. Thanks to Windows Hello, its Face ID feature, whenever you open the laptop up it’s ready to go. It sounds trivial but is one of my favourite features. The laptop’s vivid and bright screen also doubles as a touch screen, which sounds gimmicky, but was increasingly useful to quickly close a window or sign documents. Battery life’s also very good. Using it as my daily work computer I could get through a full eight hours without plugging in. The only real struggle I encountered was with more demanding gaming. But for casual or productivity users the Surface Laptop 5 is a solid, stylish choice. It’s quiet, houses one of the nicest keyboards going and has been a joy to use.
Starting from $2449 for the 15 inch.
Moochies Connect Smartwatch 4G
No one wants to be a helicopter parent but the cold hard facts are that the world is a more dangerous place than it was in the good old days when we grew up. The Moochies Connect Smartwatch is designed so kids can play and explore their world with freedom but you can still keep tabs on where they are at all times. If the worst does happen, like falling off their bike and needing your help, there's an SOS button they can press. The monthly plans come with 1GB of data and unlimited call minutes so they can call you directly from the watch if they need to. It's water resistant and tough enough to stand even the most rigorous play sessions making their watch one thing you won't need to worry about.
RRP$189.99, monthly plans from $15.95 a month.
eufy RoboVac 35C
Having two kids and a fluffy kitten running around the house meant vacuuming was a daily chore. No longer. Unlike more expensive models, the 35C can’t map your house or do anything fancier than schedule a daily start time. Instead, it randomly bumps its way around the house sucking up everything in his path. I was initially sceptical of how good a job this cost-effective model would do. But it’s been revolutionary. I’m overjoyed to report I haven’t used my handheld vacuum cleaner in weeks.
RRP$399.
Ōura Smart Ring
If you're wanting to get in on the health tracking benefits of smartwatches but already have a snazzy traditional watch you don't want to part with then this nifty device could be just the ticket. The Ōura Smart Ring provides all the same health data and habit analysis that a smartwatch would, all shrunk down into a discrete and stylish ring. This Finnish company says for health tracking your pulse is actually stronger on your finger than your wrist making their data as accurate as possible. With sleep tracker, body temp gauge, readiness scores, movement, steps and heart rate tracking, amongst many others, this little ring does it all.
RRP$499.
Norton AntiTrack
They may not be glamorous, but online privacy and data protection are important. Norton’s new AntiTrack subscription allows you to simply go back to not thinking about these things. It blocks all online trackers, personal data collectors and fingerprinting spyware from gathering any personal info as you surf the web.
From the heart
With “giving” as their ethos, these three organisations bring joy to everyone they work with, from customers to colleagues.
With “giving” as their ethos, these three organisations bring joy
to everyone they work with, from customers to colleagues.
Words Karl Puschmann
We all know the old saying that it’s better to give than receive. But it’s not just a theory, it’s actually been scientifically proven. Giving activates the pleasure part of your brain and releases chemicals that make you feel better. It’s also been proven that being given something makes a person more likely to become a giver themselves. It’s a powerful circle of good vibes.
It’s also an idea these three local companies have taken to heart. They were all started – and operate – with that idea front and centre. Whether that’s by inspiring you to gift a future memory, donate to charity, directly support a community, or even just treat yourself to something nice, they all make a difference in people’s lives through the philosophy of giving.
Life-changing chocolate
Glenn Yeatman is the managing director of Solomon’s Gold, a local chocolate brand that supports a whole community.
As far as helping others go, eating chocolate has to be one of the easiest – and most delicious – ways of doing so. But that’s what choosing a block of Solomon’s Gold over other chocolate does.
Since 2006 the local chocolatiers have had a factory in Honiara, the capital of the Solomon Islands. Today, they support over 60 cacao bean growers and their families.
“We do have a presence there. We've been there a long time,” Glenn Yeatman says. “We don't just put the factory at the wharf, load the cacao and ship it out. We get involved with the people in the plantations, we’ve built roads, heaps of stuff.”
Their focus on community is a point of pride for the artisan chocolate makers and makes a real difference in the quality of their bars, which they make with only organic ingredients.
“We could actually take you to the Solomon Islands and show you where the bean was grown,” he says. “That’s the difference between us and others. We know what the trees look like, we know the topography, everything. And that's the difference. It's not just a commodity, it's a story.”
This, he says, allows them to know the exact origin of their beans which allows them to get specific types from specific areas for their various types. As well as bean quality, Glenn says there’s also another upside.
“If you know what the origin has been, you know that you've treated the people well, and paid a good price.”
Giving memories
James Fitzgerald is one of the founders of Chuffed, a business that allows people to gift experiences.
James Fitzgerald describes the founding of Chuffed as “an act of desperation” born out of the COVID-19 lockdowns.
“When you have your back against the wall, you think differently to how you normally would when you're sitting in a comfortable, ‘everything's cruising along nicely’ position,” he says. “It seemed like a good idea, so we gave it a crack to see if it worked.”
The idea was great. Chuffed allows people to gift experiences rather than material objects. The company caters for personal occasions like birthdays, Christmas and weddings as well as businesses wanting to gift their staff or clients something more meaningful than the standard bottle of wine.
“Handing something over and receiving a box is actually a really important part of gift-giving as part of the showing of love or appreciation. The handing over is the gift-giving moment. There's so much value tied up,” he explains. “We have created physical gifts. People receive a box, open it up and it reveals that they've been given an experience. We tried to stick with what traditionally is the awesome thing about giving gifts, but make it so the gift is actually a real-life experience.”
Receivers have a range of experience options to choose from. Everything from adventurous escapes, relaxing getaways, thrill-seeking activities or wining and dining. Each package offers over 80 local experiences to select from.
This is a big part of Chuffed that James is, well, chuffed about. Connecting their local partners with people they otherwise may not have reached.
“A lot of them are small family businesses. What we've been able to do through gift giving, is connect people that might have otherwise received a bread board or a bottle of champagne with the small Kiwi businesses around the country,” he explains. “Suddenly, these small family businesses and in Raglan, Tauranga, Taupō or wherever have Aucklanders turning up on the doors to do their experience. Chuffed’s had a real meaningful effect on their businesses and their families.”
“We get a real thrill when the invoices come in from the partners and the whole cycle of the gift has happened,” he smiles.
It sounds like Chuffed may be the only company out there that actually enjoys paying out money.
“Yeah,” he laughs. “It is a good feeling because you know it’s been working. It’s great!”
Paying it forward
Rohan McClosky is a founder of GoGenerosity, a service that helps people help businesses help the less fortunate.
The concept of “pay it forward” took off in the year 2000 with the release of Helen Hunt’s box-office smash romantic drama of the same name. The idea is that instead of returning a favour, you do something nice first: Ergo, paying it forward.
This is also the basic concept behind GoGenerosity. It allows people to “pay forward” a small amount on top of their bill. This then pays for the business to do good in its community. Everything from supplying meals right through to haircuts and charity donations. It’s an easy way for people to make a difference and support both their favourite businesses and those less fortunate than themselves.
During the Level 3 lockdown, Rohan’s restaurants were struggling and he saw that his community here in Tauranga was as well. He wanted to do something.
“I partnered with my customers to initiate a pay-it-forward model, which meant that they simply made a donation and we guaranteed that we turned 100 percent of that donation into food from our local restaurants,” he explains. “Then we partnered with a charity who would come and collect the food and feed people in the community who were in need.”
His customers loved the idea and he saw there was an opportunity to expand from his own restaurants and into the wider business community.
“It was such a great way in terms of the consumer, having the transparency of where their money was going. It was a really big, important thing for us that the money was going into the business, and
the business was then creating its product from that money. It wasn't being sent off somewhere where we didn't know what the outcome was.”
This is the biggest point of difference for GoGenerosity. Just this year they’ve already raised over $250,000 and positively impacted the lives of over 25,000 here in the Bay. And with over 65 businesses on board, everything from cafés, restaurants to utilities and petrol stations, it’s easy to pay it forward whenever you see the little green GG sticker.
“Kiwis are a generous bunch of people and I think GoGenerosity has proven that's true,” he smiles. “People want to be involved, especially when they can see where their impacts are being had.”
One smile at a time
Providing necessary dental care to remote and underserved communities is what drives these seagoing volunteers.
Providing necessary dental care to remote and underserved communities is what drives these seagoing volunteers.
Words Catherine Sylvester
The year 2020 was meant to be the year for YWAM Ships Aotearoa (YSA). Having been gifted a container ship in 2019 by Stoney Creek Shipping, the local team had spent the previous months fitting it out with everything needed to take dental and basic health care across the Pacific Ocean to the peoples of the Solomon Islands. Then March 2020 came along, and we know how this story plays out.
But the spirit of determination runs deep within the greater YWAM organisation. Founded 63 years ago in the US, with the goal of equipping young people to volunteer worldwide, Youth With a Mission (pronounced why-wham) has had a base in Tauranga since 2005. Medical “Mercy Ships” were introduced internationally in the late 1970s to enable healthcare to be sent to some of the harder-to-reach nations of the world.
Tauranga-based managing director of YSA Marty Emmett was determined not to let the pandemic entirely derail the work his team had already planned. “The gift of lockdown was that it gave us time to reanalyse who we are and what our purpose is,” he explains. “It started this amazing journey of looking at how we could still utilise this ship and its facilities if we weren’t able to travel internationally.”
The decision was made at the beginning of 2021 to take the container that housed the dental clinic off the ship, and reach into the Bay of Plenty, offering free work for the most serious of oral health cases in the community.
Retired local dentist Sue Cole came on board to lead the team. “What drives me is seeing transformations in people – physical and emotional,” Sue says. “We offer a hand up, rather than a handout.”
Within the first 18 months of operating the Trinity Koha Dental Clinic, Sue and the volunteer dentists cared for 1,900 patients, and performed over $1 million worth of free dental services.
Equally important as the practical services offeredis the holistic care for clients. Marty explains that for many of those attending clinics, a history of dental trauma is carried with them. A dedicated “Call and Care” team ensures time is spent connecting with clients over the phone, discussing concerns and assuaging fears. “Sometimes, to get a patient to the stage of getting into the chair, the team will spend literally hours speaking with them on the phone first,” Sue says. “On the day, a group of our people will lovingly walk them in, supporting them every step of the way.”
The level of need within New Zealand surprised Marty, much of it surpassing what he has since seen in subsequent outreaches to isolated islands in the Pacific. “Within three days of starting a clinic here, we had hundreds of people on a waiting list,” he says. “Once we became aware of the scale of need, we knew we had to continue this work.”
"What drives me is seeing transformations in people – physical and emotional.
We offer a hand up, rather than a handout."
Sue Cole
July 2022 saw the ship finally able to travel internationally, with four months spent stationed in Fiji. There, hundreds of locals received free health screenings and dental treatment. Marty tells the story of one woman with high blood pressure who was advised to change her diet, get some exercise and to cut back on a few indulgences. Two weeks later she returned, requesting her blood pressure be retested as she had implemented these changes. Incredibly, it had gone from dangerously high to normal.
Partnering with local agencies if of great importance to YSA. “The key for us is to facilitate training and empower local workers – not just come in and do the services,” explains Marty. “Our main focus is around monitoring health and diet – small things that make a big difference.” The whakatoukī that best sums up their approach is “Nā tō rourou, nā taku rourou ka ora ai te iwi – With your food basket and my food basket, together the people will flourish and thrive.”
Everyone involved with YSA is a volunteer. The greater operational costs are covered by financial assistance from companies such as Trinity Lands, Bay Trust, TECT, Good Neighbour and Bid Foods, while private sponsorship is employed by individuals for their personal living costs. For Sue, Marty and team, it is more than worth it.
Sue recalls one of many cases that make what they do so worthwhile. “Recently a young woman was frustrated she couldn’t find a job, despite being skilled. She was missing her front tooth and lacked confidence from that,” she explains. “Our dentists restored the tooth, and the woman was over the moon. The shame she’d felt had gone.”
Moving forward, Marty says that by operating more dental clinics in the Bay, the Waikato, and in the Pacific, they want to eradicate high dental needs in these areas and help as many people as they can. “We’re not afraid to dream big!”
In season
Ginny Clark from Decor Gardenworld shows us how to grow our own groceries.
Ginny Clark from Decor Gardenworld shows us how to grow our own groceries.
With the price of fresh produce increasing daily and shortages at the supermarkets, there has never been a better time to start growing your own groceries. Whether you have a large property or small rental, you can plan, plant and successfully harvest your own homegrown fruit and vegetables year round.
The first thing to consider is what you like to eat. We all have our favourites. Here in the Bay we are blessed with great growing conditions. Citrus trees like lemons, limes, mandarins and oranges are a must, and if you plan well, you can be picking some form of citrus at all times of the year. Other favourites are feijoas. These are a hardy fruit and can act as both a fruit producer and a handy shelter hedge or pot plant.
Use your existing fencelines to espalier fruit along them. That way you don't need to look at an ugly fence. If you don't have much room for your fruit, do not despair. A lot of varieties are grafted onto semi-dwarf or dwarf rootstocks, resulting in a tree that is much reduced in size. Pruning your fruit trees from a young age is a must. Many are also happy in pots or containers, which will also restrict the size of the plant.
While most of us love the idea of growing fruit, remember we can't do this without bees, insects and birds. So make sure you plant bee-attracting and companion plants like lavender and rosemary close by. Pears and plums will sometimes need to be planted with a second tree of a different variety, which acts as the pollinator.
Consider harvest times, too. There is no point growing a plum that ripens in January if you know you always go away that month. And remember to always choose quality and tried-and-true varieties.
Decor Gardenworld in Bethlehem has been providing BOP gardeners with top-quality fruiting, flowering and fabulous plants for over 55 years. It is family owned and operated and is committed to providing friendly service and advice.
Vet’s roll!
Animal expert and vet David McDonnell at Tauranga Vets offers advice on the purr-fect way to prepare for your vet visit.
Animal expert and vet David McDonnell at Tauranga Vets offers advice on the purr-fect way to prepare for your vet visit.
With people’s busy schedules, getting the most out of your visit to the vet can help save you time, energy – and stress! To streamline the consultation and ensure you leave with the best advice and recommendations, it’s important to communicate well.
Veterinarians genuinely want their clients to get value from their visits, and help solve any animal issues or
pet problems in the most timely and affordable way possible. With that goal in mind, here are some things
you can do to get the most out of your vet consultation.
First on the list is making an appointment. Many clinics offer online bookings, which are a great way to efficiently find a time that fits your schedule. When booking, it’s important to thoughtfully answer questions around any concerns you may have about your pet. This helps the software prioritise your pet’s care needs and give the vet clinic staff the right information about what you’re coming in for. However, if it’s an urgent case or you’re worried, call the clinic – receptionists and vet nurses can often triage the situation over the phone, and again, the more specific you can be with symptoms or the issue at hand, the better they’ll be able to assist you.
When it’s time for your visit, it’s super helpful to come prepared. Bring your pet’s record book and a list of questions or concerns. If your pet is particularly anxious, it can be beneficial to make a time prior to the appointment to come in and pick up some medication that can help lessen their stress.
To ensure your pet’s wellbeing and safety, make sure dogs are brought in on a leash, and cats are secure in a cage. Look for Cat Friendly Accredited clinics – at Tauranga Vets, we ensure that waiting and consult areas are separate for cats and dogs, and stagger their appointment times to keep our feline and canine companions apart.
Consider bringing in pictures or videos of your pet’s concerning behaviour or symptoms. A picture paints a thousand words, and this tool can be very helpful for diagnosing issues. If possible, have a list of dates, times, changes to food, environment, or home dynamics. Animals can often be affected by the nuances of life, and a good history of the situation is important.
Once in the rooms, your pet will take its cues from you. If you’re calm, it will help them to remain so. At Tauranga Vets, our consulting rooms have feline pheromone diffusers which are used to calm cats, and we’re trained in specific ways to handle them so as to minimise any stress they may feel. But as their owner, your calm demeanour can go a long way toward helping your pet to stay calm as well.
At the end of the consultation, your vet should clearly explain the next steps. More tests may be required, or a treatment plan be written up. If you need more clarification or you have questions, don’t be shy – just ask.
If you have concerns regarding payment, discuss these with the vet nurse, as many clinics now offer different payment options, such as Afterpay.
Your vet should communicate well with you, too. And if you’re both committed to clear, calm, respectful communication with your pet’s health at the centre of the conversation, you’ll have a much smoother and more efficient visit – and less stress all around.
Growing your future
When it comes to securing your financial future, growth assets and collaboration go hand in hand.
When it comes to securing your financial future, growth assets and collaboration go hand in hand.
Words Owen Cooney / Photos Jahl Marshall
In times of uncertainty and fear, it’s hard to know where your money should go. All this talk about inflation can be confusing but by taking a step back, and looking at the bigger picture, you can get a better understanding of where your money is best kept in hard times.
In times of rising inflation, commercial investment can be a wise move. Even when the yield on a commercial property remains the same, your dollar is still worth a dollar. The bank’s dollar, on the other hand, is worth less and less with inflation.
Growth assets, such as commercial investment, will protect the spending power of your dollar. Long leases hold through to the next cycle, and so being exposed to growth assets is a game you need to be playing if you hope to grow your wealth long term.
However, with all of today’s challenges, it becomes hard to even create a wealth plan and build a future in the first place. That’s where a collaborative approach can work. Joining a private collective means you join a group of like-minded individuals who jointly purchase, then lease, the building in question.
There are many advantages to owning a share of a building using this model, compared to owning the building outright.
Firstly, the collective admin team does the legwork in that they find high-quality properties worth investing in. Secondly, they ensure the numbers stack up and the right contractual arrangements are in place to generate a profit from the get-go. And, thirdly, they organise reliable tenants and take care of all bank financing, lease arrangements and financial reporting.
If you're keen to connect with our network of investors and potentially join a collective when the right opportunity arises, head over to the Classic Collectives website and schedule your own 15-minute discovery call. There are no obligations to join our syndicates; we’re simply here to answer your questions.
Being able to ask honest questions and get straight answers is perhaps the best investment of all. It only costs your time.
Canine couture
These high-quality pet accessories help our furry friends leave lighter pawprints on the planet.
These high-quality pet accessories help our furry
friends leave lighter pawprints on the planet.
Words Catherine Sylvester | Photos Salina Galvan
In this day of greater awareness around climate change and the flow-on effect our purchasing habits have on the environment, more people are turning to brands that not only stand the test of time but create the least negative impact in these areas. Until recently, local pet owners had very few options when it came to seeking accessories with these factors in mind for their beloved four-legged friends. This all changed at the start of last year when Scott and Nicole Brown brought their quality pet accessory business, Paw & Partners with them when they moved from Tāmaki Makaurau to Tauranga.
Birthed out of Nicole’s veterinary practice in Milford in 2015, the business stocks a wide range of high-end products catering to the needs of customer’s canine and feline family members.
Leashes and collars from the German company Hunter were the first pieces Scott imported for their collection. He explains, “The leashes and collars are handmade in Germany.”
These proved so popular that the couple found pet-lovers were travelling from all over Auckland to their North Shore practice, due to word-of-mouth. The Browns knew they were on to a winner. Their desire to ensure they could further provide for their customers’ needs saw them expand the range to include food bowls, beds, harnesses, and educational toys.
“Dogs can often get lonely and bored if left by themselves at home,” Scott says. “That’s usually when they’ll get themselves into mischief – digging up lawns, chewing.” He explains that the interactive dog toys are helpful in keeping them occupied and focused, as getting to the elusive treat stashed inside is a real challenge.
“It stimulates their brains,” he continues. “The dog must figure out how to get the goodies out using only their paws and mouth. They can’t just shake or chew the toy to get to what they want.”
Scott’s passion for his business is evident. He travels to Europe to hunt down the best quality pet supply products he can find. Meeting the manufacturers face-to-face or attending international expos is of utmost importance. “It’s the only way to guarantee we’re getting the best quality that can be found,” he says.
One product he’s particularly fallen in love with is beds. “Some people like buying beautiful watches or shoes,” Scott smiles. “I like buying and supplying beautiful dog beds.” Scott explains that the fabric quality
is similar to that which can be found on regular furniture, and all the covers are machine-washable, which is very handy for those puppies who can’t yet make it through the night dry!
Bay of Plenty French Bulldog breeder Nik Fasching (Mount Frenchie Club) swears by Paw & Partners products. “The average dog will live for around 14 years, so it makes sense to invest wisely,” Nik explains. “I used to go through so many cheap beds – the dogs would chew them, or they’d fall apart in the wash. These ones last. They’re so good and they make beautiful gifts.”
Nik steers customers towards these high-quality products. “The cheap stuff just ends up in landfill so quickly. Economically, these are a sound choice.”
Another recent addition is the harness, and Paw & Partners stock these in a range of sizes for both cats and dogs. “We’re using the Danish company Dog Copenhagen for the canine ones,” says Scott. “They make some of the best harnesses in the world – it’s all the company does.” One model is fitted with a D-ring on the chest, which Scott explains is particularly good to retrain the dog who pulls at the leash when out walking. “Many dog trainers recommend this harness,” he continues. “We’ve had lots of feedback that this is the best thing customers have purchased.”
With a retail store situated in Tauranga city centre, and an online store for those living a little further afield, Paw & Partners has made investing wisely into your pets easy. What started out as the notion of “we can do better for our customers” when it came to pet accessories, has turned into a reality for this couple. A reality that all pet owners – and their pets – can now benefit from.
Detail in the artistry
A love of Bali – partnered with an artist’s eye for whimsy and a businessman’s head for detail – weaves a fascinating story in this orchard and home.
A love of Bali – partnered with an artist’s eye for whimsy and a businessman’s head for detail – weaves a fascinating story in this orchard and home.
Words Jo Ferris
Bare land on a discreet Athenree ridge 24 years ago, this secluded haven now embraces a mature orchard with 62 Hass avocado and 1.2 canopy hectares of gold kiwifruit – fully managed and increasing the appeal to those seeking financial reward in their next move.
The house is centre stage and a tribute to this couple’s remarkable foresight. Solid as a rock, with underfloor heating throughout and an impressive display of American Oak flooring; its size and scale is deceptive, thanks to the grounds surrounding it. Designed to honour a breathtaking panorama across Tauranga Harbour,
this rare sweep takes in major headlands – Tanners, Tuapiro, Ongare and Kauri. Mauao winks on the horizon, Karewa peeks above Matakana Island and shipping can be seen on the ocean behind Bowentown.
Extraordinary dawn-to-dusk scenery is matched by an equally extraordinary garden. Bali influences are everywhere, from towering palm trees to exotic specimens. Manicured lawns beg barefoot freedom in this lush playground. A heated swimming pool, meditation bure, adventure playground for the kids – complete with a zip line! Paradise within a paradigm.
Paradise lost has no boundaries. From the orchards and gardens, this property includes a man-cave shed, ultimate big-boy garage for the boat and motorhome; plus a cabin office and ablution facilities in a quiet corner. Getting “lost” in the house is also an experience.
Bedroom and bathroom indulgence showcases artistry in their finish. The gourmet kitchen and scullery cater for those grand occasions and dinner-party crowds. Family relaxation and more formality in the fireside lounge interweave to connect with all the fun outside. That stunning view is always in sight.
Hidden gems set this home apart. An artist’s studio, a mud room that looks like the laundry – until doors open to the actual laundry, which is more like a laundrette with all its units. Quite simply, this home keeps on giving. Attention to detail is found in every facet, every closet.
With the kitchen and bathrooms all renewed four years ago and the house repainted, only touches like the tropical fountain, with its friendly goldfish, give a hint as to this home’s true age. That and the orchard, of course. This is income, lifestyle and freedom – perfection personified.
265 Athenree Road, Athenree
Level up your property game
Residential landlords have it tougher than ever right now and while new policy may have pulled the plug on decent returns and capital gains, things are certainly looking up for property investment of a different kind.
Residential landlords have it tougher than ever right now and while new policy may have pulled the plug on decent returns and capital gains, things are certainly looking up for property investment of a different kind.
Words Owen Cooney | Photo Jahl Marshall
Buying a residential rental property has been the "go-to" investment for ordinary Kiwis for decades. Many of us have used the equity in our family home to leverage into a residential property portfolio and build our wealth over time. But today, skyrocketing house prices mean the days of buying a good quality rental for $400,000 are a long-forgotten dream.
Interest on loans is no longer tax deductible, and the healthy homes requirements mean landlords must pay (sometimes hefty sums) to upgrade the heating, insulation, ventilation and so on. Interest rates are rising and banks are not as forthcoming with mortgage approvals as they once were.
What most Kiwis don’t realise is that, with the right tactic, commercial property can be a more affordable alternative with even better returns on your investment. High-rise buildings, shopping malls, health hubs, childcare centres and commercial offices all may seem out of reach to the suburban home investor, but the good news is you do not have to be a multi-millionaire to own them.
Classic Collectives Limited establishes private collectives of individuals who are willing to collaborate to become joint owners of premium commercial and/or industrial property. From supermarkets in Pōkeno to community shopping centres in North Canterbury, they identify high-quality buildings and bring the right mix of investors together to purchase and lease them.
Some of these investors are retirees or nearing the end of their working careers – but there’s a rise in people in their 30s and 40s who see the opportunity to establish a sound investment that will not only provide income, but also have growth potential.
By collaborating with other like-minded individuals, it’s entirely possible to own a share of a substantial commercial building. The benefits of the collectives include receiving a positive yield from the get-go, and having independent professional management so there is no day-to-day workload or responsibilities involved.
So instead of driving past your rental property and noticing the grass is overgrown, you can level up your investment portfolio by just investing smarter and take pride in knowing you own a significant multi-million
dollar asset – however many stories high it might be!
invest@classiccollectives.co.nz
The main event
Beacall Hospitality is so much more than a hospitality recruiting company – their goal is to make your event simply magical, says director Michael Beacall.
Beacall Hospitality is so much more than a hospitality recruiting company – their goal is to make your event simply magical, says director Michael Beacall.
Words Catherine Sylvester | Photos Salina Galvan + supplied
As a young lad growing up on the Wirral, looking out across the murky waters to Liverpool, Michael Beacall spent his free time helping out in the pub his parents operated. A natural entrepreneur, Michael would collect the glasses patrons were finished with, and relieve them of their small change for his troubles.
“If you know what an English pub is like, you’ll know I made quite a tidy little profit for myself,” chuckles Michael, recalling his early business acumen.
Michael fondly recalls his early days in the bar. It was there that his love for the hospitality industry was born, with the local pub being a central factor in his community’s comings and goings.
“The classic British pub is so different to anything else,” Michael explains. “Everyone knows everyone. It’s like one big family. You’d have felt safe leaving your kids with the folks there. At that young age, it was a lot of fun being around everyone.”
It was these important threads of relationship, hospitality, and business that Michael packed for his journey when he made the decision at 18 to stretch his wings and emigrate to Aotearoa.
Feeling the need for a fresh start after a self-described lacklustre performance from his first official business – a hospitality recruitment agency – the beautiful shores and climate of Tauranga Moana seemed the ideal tonic. Having his childhood best mate already living here was the icing on the cake.
Throughout his first years calling the Bay home, Michael undertook the type of employment he knew best – bar work and security. It was during this time that he formed many of the relationships that supported and encouraged him when the time came to resurrect his former business concept.
“I decided to give the recruitment agency another go. I could see a real gap here to service the smaller corporate events, as well as bars and restaurants,” Michael explains. “At that time there weren’t any agencies catering specifically to the hospitality sector. I found my niche and went for it.”
Spurred on by the encouragement of festival promoter Glen Meikle, whom Michael had once worked for, he launched Beacall Hospitality with himself as the sole employee in 2018. The company experienced exponential growth in the first five months. So much so, that he knew he would need help to continue the smooth operation of the business.
“My first employee was a woman I’d worked previously with at a local bar,” Michael remembers. “Nynie Harvey became my 2IC. She basically took over the responsibilities of event hire and staff management, payroll, uniforms, contracts – she became the backbone of the operation.”
A no-holds-barred approach to generating work for his company, rather than waiting for it to come to him, is one of Michael’s greatest assets. With him securing contracts and contacts, and Nynie keeping the day-to-day office running, the business went from strength to strength. Within months the books were full of labourers, wait and bar staff ready to work. Kayla Hayes came on board to relieve the pressure of Nynie in December 2018 and is still there today.
Business was booming. Everything was going so beautifully that Michael, along with a new business partner, Pierre Te Wheoro, was able to expand by launching Platinum Security Solutions, to cater specifically to the bars and nightclubs around town.
And then, 2020 rolled around and everything came to a shuddering standstill.
The entire hospitality sector was hit hard by lockdowns, and Beacall Hospitality was no exception. Not being one to rest on his laurels, it was during this time of enforced hiatus that the inklings of a more comprehensive business model began to brew.
“I started to think about what it’d be like to offer clients a one-stop shop,” says Michael. “To be able to offer catering, tables and chairs, wait and bar staff – the works!”
Knowing no other company was currently providing this service, Michael used the enforced time at home to work on a plan to make his concept a reality. Once the country crept its way out of lockdown and people began to cautiously plan small events again, Michael was ready to go.
However, the expansion was not without its challenges.
“Being in Red in the Traffic Light System was almost harder than being in complete lockdown,” Michael explains. “People were scared to spend money and concerned about things changing unexpectedly. If they did book something, there was no guarantee that one link in the chain wouldn’t catch COVID-19 and have to pull out.”
This happened more than once but Michael and his team rose to the occasion. When a wedding that had been scheduled at a café in Waihi suddenly had to move venues with only 24 hours’ notice, Beacall Hospitality stepped in to save the day.
“We got a 3pm call the day before the wedding. The chef who’d been hired to cater it had caught COVID-19 and the couple needed to not only find new catering, but move venues,” says Michael. “By 10am the following morning, we had our gear and caterers there setting up. Everything ran smoothly from then.”
In order to keep the company’s doors open and staff employed during this time of financial uncertainty, Michael offered services to clients at cost, and personally covered wages – a decision he doesn’t regret, but one that will take some time to recover from.
“Doing this meant that not only my company could survive, but other businesses could too,” explains Michael. “Moving into Orange level was good as contracts picked up then. Going to Green was great as it just got busier.”
After the COVID-19 lockdowns, another friend, Renee McVarnock, joined the company to fill the role left when Nynie moved on to work in a different industry. “Both these women have made a huge difference to the success of the business,” Michael says.
When hit by these challenges, it’s the love for his family that keeps Michael going. “I do what I do so I can give them the life they want,” he says.
In the midst of colourful traffic light levels, Beacall Hospitality expanded operations into Matamata. They’ve since travelled as far afield as Hastings, Taupō, Napier, Rotorua, with Tāmaki Makaurau
– Auckland to be added next month.
As life settles back into some semblance of normal, Michael is able to breathe a bit more freely. Recently he attended his first ever music festival purely as a punter. “Friday Jams was the first concert I’ve been to where I wasn’t working,” he recalls. “And it was amazing!”
His publican parents have travelled out to visit him and are understandably impressed with what he’s achieved. “My folks have been out here twice and they love it,” Michael says. “They’re definitely proud of their boy.”
While Michael’s blood still runs extra red for his beloved Liverpool Football Club and he has not yet traded it all in for a black jersey, home is definitely New Zealand for the foreseeable future.
“Things are great. I play soccer with the Pāpāmoa Football Club, have time with my family, and enjoy my work,” smiles Michael. “I’m definitely living the dream.”
Work, store, play
Meeting the high demand from commercial tenants and investors in Tauranga, the developers of a new venture in Mount Maunganui expect strong response, equal to that of its sister complex, now underway at Pāpāmoa.
Meeting the high demand from commercial tenants and investors in Tauranga, the developers of a new venture in Mount Maunganui expect strong response, equal to that of its sister complex, now underway at Pāpāmoa.
Words Jo Ferris
The Hatch – The Mount embodies the concept of work, store and play – a slight variation on Tauranga’s wider approach to work, live and play. These units aren’t designed as live-in premises. However, their innovative concept embraces a workplace where people will enjoy the comforts of home in a vibrant village community.
Earmarked for a prominent location in MacDonald Street, The Hatch offers 38 units, from 60sqm to 106sqm. Most units will include two car parks and additional parking will be available to lease.
Sitting near a major flyover and arterial link at the junction between Hewletts and Maunganui roads, this is minutes from the airport, sporting venues, shopping centres in downtown Mount and Bayfair, and harbour bridge access to Tauranga and port. Surrounded by a myriad of recreational, educational and business amenities, The Hatch offers beneficial advantages for tenants as their businesses feed off one another and the surrounding precinct.
Like its Pāpāmoa sibling, the sympathetic design creates a mini community within an aesthetically pleasing complex. Matt Allen from Cube Architecture designed a complex in four blocks, with a large open car park at the rear. There will be two main carriages – both flanked by units along the boundary on each side – and both entries off MacDonald Street. These will be linked by a lane leading to the office-styled units at the rear. Retail units running along the street front will present a boutique showcase for the complex. Their vehicle access will be behind each unit, off the lane.
Enhancing this aesthetic approach, large roller doors will create a wide-open perspective for the eclectic appeal of the units facing the main carriageways. Office units will enjoy a calmer outlook to the lane.
Buoyed by the success of Pāpāmoa’s Hatch, Colliers Tauranga managing director, Simon Clark is excited to repeat the confidence shown in this type of development. Pāpāmoa is all but sold and interest in this development was sparked early on as a result.
“The Mount is extremely desirable. Vacancies are at record lows and tenants/owner-occupiers are starved of opportunities in this tightly held industrial precinct.”
Simon says The Hatch’s innovative design fuses commercial and light industrial in hybrid workspaces, making it perfect for forward-thinking businesses. The thought behind this kind of development combines adaptability with accessibility. Sophistication meets industrial aesthetics. And, while the emphasis is on a vibrant and eclectic work environment, The Hatch’s mantra highlights its other purpose for storage.
“Whether you’re setting up a new venture, looking for more versatile premises or simply need somewhere to store your toys, The Hatch – The Mount offers a unique solution at a competitive price point.”
Marketed exclusively by Simon and fellow Colliers broker Rob Schoeser, prices start at $754,000 plus GST (if any), with construction estimated to start mid-2023.
colliers.co.nz